Apartment on two floors of 220 m2 in the center of Kotka, with the "rent by owner" object sold by the owner and that the owner stays a tenant for 5-10 years (to the property owner needs money for development). The yield is relatively low (7% per annum), but also the risks reduced to zero. There is now a real estate Agency with 12 years of history, they are willing to sell their premises and remain tenants for 5 years, fixed contract + option of extension for another 5 years.